For Buyers
Buying a home is an exciting time in one's life. Making the smart move of choosing a REALTOR® is your first step to ensuring that your new home and community meets your needs. I suggest that you find a Realtor that you are comfortable with and stay with him or her (hopefully me!), the reason for this is that the Realtor will get a feel for what type of property you are looking for rather quickly this will make your home search much easier. I find that some people go through a neighborhood and call every real estate sign on the street, this does not really help you, it becomes confusing and fustrating by having several people returning calls and trying to figure out who you talked to about what. By using one Realtor in the area it will make your home search and purchase much easier.
I am a full time Realtor on three MLS Boards covering 20 central Florida Counties though my main area of service is in Volusia County, covering the following cities; Port Orange, New Smyrna Beach, Daytona Beach Shores, Daytona Beach, Ormond Beach, Ormond by the Sea, Ponce Inlet, Wilbur by the Sea, Edgewater, Oak Hill, and surrounding areas including Deland, Deltona,Orange City, etc... and Bunnell, Flagler Beach and Palm Coast in Flagler County. My services and experience range from financial assistance in finding a lender that will work for you to get you the best possible rates and loan packages for your needs to helping you find the home that best suits you and your family. For your convenience, I also provide listings by email. I pride myself on repeat business and hope you'll come to understand why.
How I Can Help
Before you start looking
Closing Costs
- Assure that you see all the properties in the area that meet your criteria.
- Guide you through the entire home buying process, from finding homes to look at, to getting the best financing.
- Make sure you don't pay too much for your new home and work hard to get you the best possible price and help you avoid costly mistakes.
- Answer all of your questions about the local market areas in Port Orange, New Smyrna Beach, Datyona Beach, Daytona Beach Shores, Ponce Inlet, Ormond Beach, Edgewater, Oak Hill, and surrounding areas; including schools, neighborhoods, the local economy, and more.
Before You Start Looking For Your New Home:
- Check your credit rating. Straighten out any errors before its too late.
- Determine a comfortable monthly budget for your new purchase, including down payment and monthly payment.
- Find a loan program that meets your needs and get pre-qualified (preferably pre-approved). I can assist you with this by providing you with a list of lenders that many of my past clients have used including myself.
- Choose a REALTOR® that you trust and who understands your needs.
- Determine what neighborhood best matches your needs.
- Identify important features you need your new home to have.
- Lender fees include charges for loan processing, underwriting, preparation and establishing an escrow account.
- Third-party fees include charges for insurance, title search, and other inspections such as home and termite inspections.
- Government fees include deed recording and state & local mortgage taxes.
- Escrow and interest fees include homeowner's insurance, loan interest, real estate taxes, and occasionally private mortgage insurance.
